First and foremost, it all depends on the type of loan you are looking for. We have guides on most types of loans where our goal is that you should be able to find out what the cheapest loan for you is.
Because we can never answer that, but you always have to submit your own applications to find out. So, for example, if we take credit loans, the interest rate is very individual and it is entirely up to you to borrow money what interest rate you receive.
Cheapest loan, how to find it?
The greater risk the bank thinks it is to lend money to you the more paid they want it to be. Many of our visitors choose to use a loan broker such as Loan and Credit (best in test 2017 with us) to compare over 20 banks with just a single credit report. Good to know is that you should keep the number of UC down on you as it can make it harder for you to borrow money and also get worse interest rates.
This is also why mortgage lenders are as popular as they are because you can compare so many banks with only one application and one UC. Then they let the banks compete against each other to give you the cheapest loan so you choose to borrow money from them.
If you are going to take out a mortgage
The best way is to choose some banks that you send in an application that you want a loan promise and then you can compare them yourself.
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